SECURE LIFETIME INCOME

Opportunity to grow your future retirement income.

Today’s retirees are expected to live longer than any generation in history. Create a pension-like stream of income for all the years you have ahead of you with the Transamerica Income Plus® living benefit. This optional rider is available for an additional annual cost and provides:

10% SIMPLE ANNUAL INCOME GROWTH

Your withdrawal base, which is used to calculate your lifetime income, is guaranteed to grow at 10% simple interest for 10 years, provided no withdrawals are taken.1

GUARANTEED RETIREMENT INCOME YOU CAN’T OUTLIVE

You are guaranteed to receive lifetime income once you start taking withdrawals, even if you live to age 100 or more.2

Guaranteed Minimum Annual Income Growth

Transamerica Income Plus® guarantees your future income will grow at a minimum 10% simple interest during the first 10 years when no withdrawals are taken. The graph below shows how your future retirement income may grow.

Hypothetical assumptions: $100,000 premium. This hypothetical example is provided for illustrative purposes only and does not reflect any specific contract, index, or index account. Assumes no withdrawals or withdrawal charges, which will reduce the policy value. For more information on the living benefit, please see key terms and definitions in the glossary section. For premium enhancement rates and details, please refer to the help resources below.

Helpful Resources

5-year Consumer Brochure

10-year Consumer Brochure